Bank closed on Columbus Day 2025 sign
Most banks will close for Columbus Day 2025, though online banking will remain available

The same question is being asked by many Americans as Columbus Day 2025 approaches: “Are banks, educational institutions, all post offices always closed on Columbus Day?” Celebrated on the first Monday in October, this official holiday commemorates Christopher Columbus’s arrival in the Americas. Although it is acknowledged nationally, not all states or companies observe it in the same manner. On the next day, October 13, 2025, let us see exactly what is open and what is closed

Are Banks Closed on Columbus Day 2025?

Yes, as Columbus Day 2025 is a federal holiday, the majority of companies will be closed on that day. On this day, the US Federal Reserve will cease operations, and the majority of the country’s largest banks, such as Chase, which is Bancorp of the United States of America, Wells Fargo, Chase, Citibank, and PNC, will not be in business.

Customers would still be able to perform simple transactions via ATMs and some online banking services, though.

 Tip: Through their apps, a lot of banks that are physically closed nonetheless provide mobile deposits and transfers.

 Are Schools Closed on Columbus Day 2025?

The governing bodies and school district determine this. While some public colleges and universities observe the Columbus Day holiday as an ordinary day of class or as a day for teacher professional development, many others stay closed on the day.

Schools may have alternative timetables in states that celebrate Indigenous Peoples’ Day rather than Columbus Day. Parents can verify by consulting the academic calendar of their local school district.

Is the Post Office Closed on Columbus Day 2025?

Yes. On Columbus Day in 2025, the US Postal Service (USPS) will be closed. There will not be any package pickups, mail delivery, or retail postal services.

On October 14, 2025, a Tuesday, mail services will be restored. Although delivery schedules may differ, private carriers like UPS and FedEx usually stay open.

 What About Other Businesses and Services?

Are Businesses and Retail Stores Closed?

On Columbus Day 2025, the majority of private companies and retail establishments stay open, unlike bank or government buildings. Actually, a lot of retailers take advantage of the occasion to start offering huge discounts during their Columbus Day sales.

 Stores Likely Open on Columbus Day 2025:

  • Target, 
  • Walmart, 
  • Costc
  • The Home Depo
  • The Best Purchase
  • Macy’s
  • Kohl’s
  • Lowe’s

Grocery stores and shopping centers typically have regular hours, though some could close early or open late.

Is the Stock Market Closed on Columbus Day 2025?

Despite being an official federal holiday, the stock market will continue to operate according to its own calendar, and the NYSE (New York Stock Exchange), and NYSE is scheduled to open on Columbus Day 2025. However, the Treasury Industry and the Securities Industry Association-run bond markets will be closed, which may have an impact on certain institutional trades.

Why Columbus Day Is Observed

Columbus Day honors Christopher Columbus’s October 12, 1492, landing in the Americas. In 1937, it was declared a federal holiday, and it is still observed today as a day for introspection, historical discourse, and, depending on the state, Indigenous Peoples’ Day celebrations.

 Final Thoughts

Plan ahead if there are things that require running or need to go to the post office or bank. On Columbus Day 2025, private companies and digital platforms will continue to operate, while the majority of federal services will be suspended. Columbus Day and Indigenous Peoples’ Day are both occasions to honor America’s rich cultural variety and heritage.

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